About Kotak Mahindra Bank
Kotak Mahindra Bank Limited is one of India’s leading private sector banks and financial services institutions, headquartered in Mumbai. The bank offers a wide range of financial products and services across retail banking, corporate banking, commercial banking, investment banking, wealth management, and insurance. Over the years, Kotak Mahindra Bank has established a strong presence in the Indian financial services sector, serving individuals, businesses, and institutional clients across the country.
About the Opportunity
Kotak Mahindra Bank is hiring CA Industrial Trainees for its SME Business Division in Ahmedabad. This opportunity offers exposure to business banking, credit analysis, lending processes, and client relationship management, making it suitable for CA students interested in building a career in banking and financial services.
Eligibility
- CA students eligible for Industrial Training as per ICAI guidelines
- Interest in banking, lending, and SME business
- Willing to work from Ahmedabad
Stipend / Salary
Stipend details will be shared during the selection process.
Location
Ahmedabad
What You Will Work On
- Analyzing financial statements of SME clients for credit assessment
- Assisting in credit appraisal and evaluation of loan proposals
- Supporting assessment of working capital and term loan requirements
- Preparing financial models, ratio analysis, and industry research reports
- Assisting in portfolio monitoring and risk assessment activities
- Preparing MIS reports, business presentations, and management reports
- Supporting client interactions and relationship management initiatives
- Working with business teams on lending and banking-related assignments
Why This Opportunity is Good for Your CA Journey
This industrial training opportunity provides practical exposure to the banking and lending ecosystem, an area that many CA students do not experience during traditional articleship. Working within the SME Business Division allows trainees to understand how banks evaluate businesses, assess credit risk, and support financing requirements.
The role can strengthen concepts related to Financial Management, Financial Statement Analysis, Credit Evaluation, Risk Assessment, and Business Strategy. It can also serve as a strong foundation for future careers in corporate banking, credit analysis, risk management, investment banking, corporate finance, and financial advisory services after qualification.
Additional Benefits
- Exposure to business banking and SME financing
- Hands-on experience in credit appraisal and lending processes
- Opportunity to interact with business clients and banking professionals
- Practical learning in risk assessment and portfolio management
How to Apply — Tips for CA Students
Before applying, ensure your CV includes your CA Intermediate results, ICAI registration details, articleship experience, expected industrial training joining date, and relevant technical skills. Highlight any experience in financial statement analysis, audit, finance, or Excel-based assignments. Keep your application email concise and professional, and ensure your contact details are updated before submission.
Apply by emailing: shubhamkumar.jain@kotak.com
Contact: +91 9427970603
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